Its almost Mothers day and I can’t believe that we just celebrated one not too long ago last year. In my last mothers day post, I wrote about 6 things I have learned in my motherhood Journey. This Mothers day I want to write about the Mom who is struggling financially, to the mom who daily struggles to make ends meet, I see you, this one is for you.
It is for the mom who is struggling financially trying to balance both keeping the home and making a living. You may work outside your home or perhaps you work within your home, It’s to you I dedicate this post too. I am writing here to say I see you and I got your back. Here are 4 things that I feel will help you get your perspective in other to win in your race to become a great mom and to also build a legacy.
If you are in that place where you feel harassed, disorganized and you feel like things are spiraling out of control especially with your finances. The first thing you need to do is to pray, this is because when you pray you are connecting to someone who is bigger than you which is our Lord Jesus, you are connecting to him because he knows answers which you do not know.
Going to him in prayer about what you are going through is a good way to begin to source for the solutions to what you are going through. It doesn’t matter that it may not have been what you planned for or that you made a mistake, what matters is that you are reaching out to him in prayers and seeking out answers to questions that are bordering you. To know how to deal with difficult times, read my post on 3 things to do in difficult times.
If you have prayed well on your issues, you will get answers from the Lord, sometimes the answers may drop as a thought into your mind, and from that thought, ideas begin to form. Begin to plan with those ideas and thoughts that are coming into your mind.
Some of those thoughts may have to do with cutting down on expenses that are needless and are sucking finances or perhaps renegotiating a loan that you took that is choking your finances that won’t let you plan ahead. It can even be a new way of making money that will increase your financial sources and hence enable you to get out of debt. Whatever that thought is, write it down and begin to plan how you will implement it.
All the plans in the whole world without any action to back it up will be useless, begin immediately to take action. Plug that financial hole that is draining your finances, say no to that new shiny loan that will purportedly help you to get out of debt and plug you into a deeper one.
Cut down on what you do need and do away with what you do not need by selling off those excess properties and plugging the cash into your debt to reduce it.
Ensure that you are doing all in your power to stop the excesses that led to your indebtedness. Begin to implement new ways of increasing your income, it could be via a second job or perhaps a home business or even simply adding money-making options to what you are already doing. You will notice that as you take these actions, it will take you out of the rut of helplessness to a place of hope.
Be thankful for the progress you have made:
The little differences that your actions make in your finances, no matter how little it is, celebrate them and repeat them again. It is a baby step, yes but you will keep walking until you walk out of debt. Be thankful for where you are in life and believe God that he is leading you out of financial struggles into financial abundance. Do not fret about the things that may not be working now but work consistently to improve on it until you get better at it.
This post is not a typical mothers day post but I feel led in my Spirit that there is someone who needs what I have written today if that person is you, then Happy am I that I have touched your life today and if you want to be continuously encouraged, join me on Elizabeth Uchealors show and get more of your encouragement dose to help you win.
This post is about that momma who may not want to start a full-fledged business but wants to make money from home. In this post, I want to describe7 activities that you can do at home to make money from home without necessarily running it as a full-time business. It does not mean it’s not hard work but it’s like a side hustle that brings you that extra income while you stay home to take care of your kids.
Most of this ideas are not full-time businesses, this is not the place where I ask you to start a Blog, because I know that Blogging is a full-time job if you want to make a success of it. These are called side hustles for a reason, they should not detract from you doing what you normally do.
So here we go
If you are what people call a wordsmith, then its time to use your skills to make money from it. When you go to places like Upwork and freelancer.com you will find that people are posting their Gigs, that is advertising their projects for someone to help them with.
Registering on such sites will give you the opportunity to sell your skills for potential income. If you are really good at copywriting you can have the opportunity to charge people who need copies written for their products which they want to sell. Another way you can make money is by registering with sites like Digital Nomads and watching out for companies that are looking to hire writers for their blogs or websites. The good thing about freelance writing is that you get to choose your own timing and how much work you want to do.
This a cool way of making money without having to carry people in your car.The good thing about this idea is that you can just load up your kids into the car, have a wonderful ride while making money at the same time, how cool is that.
Companies like Doordash have restaurants signed up with them who then have freelance workers like you sign up with them to help them do deliveries. The good thing is that you get to choose your working time. Another company that partners with people to help do their delivery is postmates, they do all kinds of delivery for their customers.
Are you a person who loves shopping, there is something for you to do, you can sign up with companies like thumbtack a platform that connects personal shoppers with those who need their services in that area. Personal shopping often is interwoven with personal styling, so you can find yourself thinking of taking it to a full-time business as you help more people do their shopping and styling.
Web search evaluator:
A web search evaluator analyzes search results for quality and relevance. It’s a job that algorithms do but the only issue is that it lacks the human angle to it. People are often hired by companies like Appen to help do these tasks.. You can also get to rate videos and ads quality while at it. The only downside to this job is that it is repetitive and boring and sometimes your project may end without you getting another.
Online surveys are the king of side hustles if you are willing to sign up to as many as possible and be patient enough to take the surveys to make you money. It’s a major way some people make money from home, it may come in different ways, some require that you take their surveys as they are sent your way. Some pay you cash while for some you get points which you can trade for your own needs. Example of such survey companies is Swagbucks, pinecone researchopinion post, survey junkie.
You can join companies that are looking for transcribers for their business. A Transcriptionist help transcribe audio recordings into written formats. You can also join platform like Upwork where you advertise yourself as a transcriber and get to bid on transcription jobs posted on their platform. The good thing about doing transcribing as a side hustle is that it requires little skills, all you need is your ability to listen intently and write down what you hear. An example of companies that hire transcribers is Rev
Doshapp is a new app that is still in its beta testing phase but you get paid to do your shopping in participating companies.what is more, you get to make money from other people when they use your referral link to sign up. This means that you can use your Facebook page to invite people to sign up for the service and you get paid for their referral. Dosh app pays you some money when you shop and travel using hotels that are part of their network.
In conclusion, while you may not be able to combine all these activities at once, you can stager the activities by starting out this way
First, combine this set to start off by making money from home, this is because they require minimal effort and do not require much to start off.
They include Using the Dosh app, registering for online surveys, web search evaluator and delivery. As you become more comfortable, you can then add freelance writing, personal shopping, and transcription.
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To be a stay at home mom is one of the greatest sacrifices you can make as a mother for yourself and your family. It’s a great gift of self and time which you invest in your family in other to nurture your kids and see them grow into the wonderful people you envision for them.
Being available and attentive to their needs and also taking care of your own needs, however, can be a tough act to balance out. When you choose to stay home and raise your kids, you give up that opportunity to follow your career path. Perhaps you were working in a financial institution and you dreamed of climbing the career ladder and getting to become a bank executive. But it never came to be because you chose to get off the ramp and stay home to raise your children.
Depending on how you choose to manage it, this decision can make a life-changing impact on your personal life both for good or for bad. That is why I am writing this piece why every stay at home mom must have a home business. This is because a Home business will help ameliorate the feeling of not having a way to express your self professionally. It can also be the key to unlocking your creative side which may lead to a full-time business, something you will never have imagined you could do should you have been pursuing your original career. To help you get along
Here are 5 reasons why a Stay at home mom must have a home business
You will get a creative outlet for your skills:
For some people, you may have started your stay at home mom journey mid-career, meaning that you have had the opportunity to work in a corporate establishment before and you had to stop because you started having babies and you found out you could not cope with having your kids in a daycare or maybe you are feeling your children need you now.
This means you already have skills which you have acquired and would like to use. A home business provides you with a creative outlet to make use of such skills while still staying home to raise your children.For instance, no matter what kind of skill you have now, you can write about it via blogging. This will create an avenue for you to share your experiences and help those who may be on the same skill level as you are or looking to have your skills set. To learn how to start a blog, read my post on how to start a blog when you are not techy.
You will earn money as a stay at home mom and contribute financially to your household:
When you get used to living on two incomes, it’s usually a struggle to live on one even if that one income is enough to cater for all your needs. There is an emotional comfort that earning your own money in life gives to you. It can never be replaced with what you get from your spouse. While choosing to stay home for the kids may have been a joint decision from the both of you, it doesn’t still replace the fact that sometimes you feel like you are contributing nothing finance wise to your household. A home business can be a way to help you fulfill that need.
You are setting an example for your Girlchild
I wasn’t so concerned about posterity when I had my first child which was a boy because I felt, well he had his dad to look up to, I am not a man so I do not have any manly attributes to pass on to him.
This all changed when I had my daughter, suddenly I was flustered because I now realized I now had one of my type who will likely look up to me and try to imitate me. I began to think about who I was and what kind of mom I will like my daughter to see me as.
Believe me, this thoughts and feelings contributed to my starting this Blog. I wanted more than just running my training outfit or working in a firm, I wanted to be able to own multiple streams of income, own multiple businesses and above all still be available for my kids as they grow up.Don’t underestimate the power of emotions that having a kid bring to your life.
So if you are a stay at home mom now, who may be wondering where do I begin from, I am dissatisfied with my life the way it is, my finances are stretched, my energy is sapped and I do not know how to start, begin by thinking of what your kids will think of you when they grow up. For ideas on types of home business, you can start, read my post on 10 trending home business ideas for the year 2018.
You will be less depressed and unhappy
Statistics from a Gallup poll conducted indicate that stay at home moms are more likely to express negative emotions such as worry, anger, depression, and anxiety as compared to moms who work.
Ever met any of your colleagues from high school or even college mates who are doing extremely well on their jobs, and you felt like life just left you behind because you chose to be a stay at home mom. I know how it feels like, that’s why I wrote 6 things a stay at home mom struggles with. In that post, I chronicled the feelings of a stay at home mom.
I also provided solutions to those feelings, I will like you to take time to read it. Starting a home business can help you be less depressed and unhappy. I am not saying this is the only reason you may be unhappy right now but no matter what it is you are going through having that time in which you run your own business can be therapeutic and help fulfill a need that may have been worse if you are not.
You are preparing for the empty nest syndrome
No matter how long it takes, raising kids will not be forever, there will come a time when your kids have all grown up and flown the coop as the saying goes. This is usually a scary time for women if you have devoted your full time to care for them.
I know some will say I can always go back to the workforce, the problem is that the workforce may not be that easy to get back to because of change in times and competition from younger people. I belong to a community of job seekers where they are continuously complaining about not getting the jobs they want because of age.
While it may not be expressly stated because it’s against the law, Its often a reason why we have a lot of old people who want a job but can’t get one. A home business will provide you the opportunity to keep doing what you love and keeps you going when everyone has left home. You might even find that you now have more time to devote to making it a big-time business if it has not grown into one. I believe you can say it’s your own job security for a lifetime.
Life Needs a Backup Plan:
Here is one reason that you cannot pass up even if you did the other reasons I have listed above. That is the fact that Life happens, you may lose your Hubby, or he may lose his ability to earn perhaps via accident or lay off. You may also get divorced and find yourself without a job and kids to look after. That is why a Home business is never an alternative or a choice but an obligation you owe yourself and family to ensure you live a life that is worth it.
So you started that Home business and now what? all hell is about to break loose, how are you supposed to take care of your kids, do your family duties, be nice and look good for your hubby while still running a home business or perhaps working from home.
You probably lack organization skills and you have never thought about how to organize your week talk more of having to organize your home office to fit into your daily home activities.
You are beginning to think you just got into deep water without knowing how you got there, the baby is crying and hanging onto you for dear life, he wants to breastfeed, Moooom I am hungry, or I want to fix my broken toy and then the proverbial we have to do my homework ( I am actually thinking no child loves to say that, but some do, my son likes his homework time even though I suspect its because he gets to correct my pronunciation or tell me why the workbook is wrong lol)
Whichever condition your life is in right now, there is a way out.Don’t lose it just yet or give up and go back to your before business life, there is what to do and I will show you what to do, the how and what to use. Follow me, I will start by laying out a month’s plan which you can then break down into weeks then into days.
To organize your week as a home business owner, here is what you have to do.
1 Define your priorities
In one new month, there is only so much that you can achieve, especially if you just started a new home business and you are trying hard to build it. Running all over the place and splitting hairs everywhere will not move you forward, you have to decide what is your priority for that month as a business and then face it, tackle it and get it done. For you to do this, you will need to focus on knowing what you need for now.
Since you work at home, you may know have noticed that you are consistently moving from your work to your home activities so you can’t just prioritize your business activities without including your home activities it will not work.
To start off, you will need to answer an important question yourself, and that is what is the one thing that you want to achieve this month as a family and as a business?
Write it down on a Post-it note and stick it on your table in front of you and your planning has just begun. You can name it your Big hairy audacious goal (BHAG) like Jim Collins in the book Built to last
2 Set your Goals
I already mentioned setting up your goals in the above tip, that is your overarching goals for the month, I don’t want to even use the word year here because it may send some people running for cover, so lets stick to planning for one month and then one week and perhaps you can replicate it each week and then a month and finally make up your year.
I know this looks like its in the reverse order, but I am writing from the perspective of one who may not be a planning addict but realizes that you need it now that you have a business. One day or one week at a time helps, that way you ease in nice and good without feeling overwhelmed.
Now set your business goal for the month and also your family goal for the month.For example:
– I will study a chapter of the Bible with my family and ensure we internalize the teachings by writing out what we learned and what needs to be implemented.
– Focus on growing my Instagram following this month.
Whatever you need to do, you just write it down and then you move on to the next stage.
3 Break down your Goals into Tasks that need to be accomplished
At this stage you are feeding the pipeline of achieving a more organized family and business, so you get to break down your goals into tasks that are doable within the time slots you will apportion to them.For example
Family Goal Task
-Read verse 1- 3 on Monday
-Read verse 4-5 on Tuesday etc
-You now choose the time slot in which you will start and complete the Bible study for that week.
-Business Goal Tasks
-Research Instagram hashtags to use
-Create content for your Instagram followers
-Search for competitors or collaborators that you will follow
-Join Instagram pods to help improve engagement and following.
Each task must be completed within the time slots assigned, of course, you have to make room for interruptions or disruptions that may make it difficult for you to finish your tasks.
Amongst the tasks you will list are those that will be recurring every week, for example, your kid’s swimming lessons will hold every Tuesday.
For example, my first son takes swimming lessons every Tuesday so I make sure that his swimming gear is in a place where I can easily pick it up and bag it on our way out in the morning.
If you are a mom whose kids are not of school age yet, you can outline activities that you will get them to do at specific times and thus create a routine.
Tips for planning to organize your week
To help you get started here are examples of the list of activities you are likely to plan for in your family.
List of your Family activity
-Meal planning & Prepping
-Healthcare for family
List of weekly activities for my business:
This is what my list looks like, you can write yours down depending on what you do as a business from home.
-Content planning & creation
-Social Media promotion, marketing, and engagement
-New opportunities research/ product development
-Client meetings/ email response
-Business side overview
After you have done all this, move on to the next step
4 Assign activities to time slots for each day and schedule
Now that you have listed all your activities, you will now have to separate your activities into recurring activities and non-recurring ones
Recurring activities are the ones you do daily, while none recurring activities may be done once a month. For example, house maintenance may be done once a month, or for your business, you may choose to plan all your content ideas for a month so that you can use the weeks for research and creation.
Another non-recurring business activity may be to use a scheduling app like Tailwind to schedule all your posts for pinning to your Pinterest board for the month, that way you cut down your social media marketing time by half and then focus more of your energy on content creation.
If you have not heard of Tailwind before it’s a scheduling tool that helps you automatically schedule your Pins to your chosen Pinterest boards at times that you choose.
Its a very useful tool that has helped me tremendously to cut down time used in pinning to boards manually, whats more it also has a feature called tribes where you can add your content to increase the exposure of your Pins. I have a tribe on tailwind so if you had like to join my tribe, click here
If you want to sign up for a trial of Tailwind, click here, its free for your first 100 pins during your trial period. If you eventually sign up, your first month is free of charge.
Depending on what kind of business that you are running from home, your schedules may differ but what matters is that you are planning your way to be more effective and productive in your business hence you are able to succeed.
Using our initial example, the recurring activity for both family and business can be
-Read verse 1-3 etc every day from 5pm-6pm
-Share content on my Instagram account and engage with my followers from 12 noon- 12.30pm.
Nonrecurring activities example could be
-Write down what was learned at the end of the chapter reading and what we will practice as a family going forward based on what we learned.- Friday
-Schedule all the Content I will use this month on Sunday
The next step will be
-Put the nonrecurring activities first on your calendar, before you enter your recurring activities. This is because your non-recurring activities may often take chunks of time so you want to get that off your table first before you add the recurring activities which you can maneuver around should you lack for time.
-You can use some scheduling tools that I will later mention in this post to help you create your to-do lists for the day, that way you wake up knowing what you intend to achieve for the day.
-Color code your different activities, for example, you can use different colors to indicate which one is a home activity and which one is a business activity this helps you to avoid mix-ups. For example, All home activities are in green, while business activities are yellow.
5 Assign Time Blocks for Activities
The next thing to do is to assign time blocks for your activities, for example, you can assign time blocks that are for when you get to spend time with your kids or time blocks that are for writing or product development.
This time blocks are then broken down into different time slots for different activities. Using our initial example.
-Time for bible study – 5pm – 6 pm
-Preparation and setting- 10 mins
-Word reading – 10 mins
-Discussion -20 mins
-Questions and Answers- 10 mins
-Wrap up- 10 mins
Tools you may need to organize your week as a Home business owner.
Planners and Binders :
This may include Blogging binders, Home cleaning binder, Medical binders and Blog planners.
One of the best materials I have seen when it comes to planning for your blog is the Honest Bloggers Binder Bundle by Sarah Titus, it is made up of one Blogging binder 4 hot selling ebooks on vital questions a Blogger may want to know, she also has a variety of other vital planners that will help you organize your week more effectively.
The good thing about getting these binders now is that you get a free Christmas binder for if you sign up to her mailing list and while there you also get 60% off the Honest Blogger Binder. I am not sure how long this will last but you will be getting a good deal if you snag it now.
Finally ensure that you involve your family in planning out your monthly activities to avoid constant disruptions, one of the apps above, Cozi Family organizer to be specific has the ability to collaborate with family members in such a way that is so useful.
For instance, if you are going for grocery shopping and your Hubby will like you to get something that’s not in the list, he can add it to your schedule for that day and you are notified of this new addition.
There are many ways you can stay organized to ensure that you achieve your dreams as home business owner.
If you are not used to planning and organizing, you will find this piece a bit overwhelming, the most important thing is to start off and stick to your routine, don’t forget to be flexible as nothing is rigid, sometimes you may have to move things around to see what works.
A word for anyone that has a baby that is still young in age perhaps some few months, know that his or her nap time is the best time you have to do uninterrupted work.
Starting the sleep training of your baby on time may be the key that unlocks your productivity.
One of the best times I get to work uninterrupted is at night, because all my kids are in bed by then, I can then do my writing because I love to concentrate while writing, I hate interruptions as it often disrupts my flow.
For you It may be early mornings, whatever time it is, ensure its something you are comfortable with, there will be no need setting up schedules that you keep missing and ends up increasing your stress levels.
Now over to you, what ways can you organize your week as a home business owner? Drop your comments below
Can’t believe it but the Holidays are almost walking into us, it’s usually a time to celebrate and be merry. Being thankful is a requirement for this season, wondering what I am thankful for, read my post on 5 things I am thankful for in this year. Then you will understand where I am coming from.
Well this is the home business owner Blog and as Business owners, though we hustle all through the months, setting goals trying so much to beat them, some we trash some we don’t but in all, we are thankful that we have a life so we can try again.
Having said that, I am creating a Holiday Gift guide because the season is here, we all love to give gifts and share with loved ones, so I created this post to enable you to get some great unique gift items both for your self and friends and even kids too. No one is left out of my Holiday gift guide suggestions.
The way I will structure this Holiday Gift guide post, it will cover the closest people in your life and even others who are not so close. My post will cover gift items for yourself, baby, kids, Hubby or significant other, friends, colleagues.
To shop from this link just click on the picture it will take you to the page for the items.
Disclosure: there are affiliate links associate with this post, please see my disclosure policy in the Menu above.
Gift For yourself
Yeah Mama, you should start with picking out a gift for yourself after all that hustling and taking care of others during the year, you deserve a gift to make you feel good, so take a look to these ideas for the perfect Holiday Gift Idea for the oncoming Holiday season.
Gift for your Spouse
It’s a time to appreciate your significant other, so why not show some love using some of these lovely and thoughtful gift ideas.
Gift Ideas for Teens.
We know this is the age for picky specific gifts and perhaps expensive gifts too because they are at that age of being quite impressionable and trying to fit into the latest fab that is on the move, but we can be creative in helping them make a choice that is reasonable and within budget too. Take a look at these Gift ideas for your teenage kids
Gift items for Babies, toddlers, and Children
Depending on at what age they are, you can always find something that is unique not so pricey but at the same time interesting for them. Because I believe in helping kids cultivate their reading culture I will always include a book in this section so take a look at some ideas from this section